The 3-2-1 Backup Rule and How to Test It

Most people set up a real backup only after nearly losing something that mattered. The rule that condenses long experience in this field is simple: three copies of the data, on at least two different kinds of media, with one of them off-site.
Why three copies, not two
An original and a single copy feel like enough, right up until one fails while you are restoring from the other. The third copy is not indulgence; it covers the case where two problems land close together, which is more common than it sounds because disks bought together tend to age together.
What “two different media” actually means
Two identical drives bought on the same day are not two media in any useful sense. Different media means different failure modes: a hard drive and a solid-state drive, or local storage and cloud storage. The goal is that no single cause can take out every copy at once.
The off-site copy is the one that survives
Fire, theft, a power surge and ransomware are all events that hit the place, not just the disk. The copy that lives somewhere else — or is not connected at all — is the one still standing afterwards. With ransomware specifically, a backup reachable from the same administrator account that was compromised gets encrypted along with everything else.
An untested backup is not a backup
This is the step most often skipped. A backup file existing does not mean it restores. Test it periodically: bring a real file back to a different location, open it, and confirm it is intact. The day you lose your data is the wrong time to find out the backup was corrupt.